American Credit House, Inc., in existence since 1996, specialize in establishing affordable check services for retail and money services businesses (MSBs). We can also establish for your business electronic payment systems such as Electronic Funds Transfer (EFT), Check 21, ACH Debits and ACH Credits, Checks by Telephone, Checks via the Internet, Check Guarantee, Check Verification, Check Conversion and Check Truncation for US Domestic Business, Canadian Business or International Business.

Why use our Check Cashing Verification Service?  
Every night, 85% of all U.S. banking institutions and over 400 national retail chains contribute data about businesses and customers that write checks and process this data to ensure that it is as accurate as possible. The national database together with the national banking information reports the following:

• Is checking account is valid or invalid?

• Is checking account open or closed?

• Does checking account have a positive balance?

• Does checking account have any NSFs or Stop Payments?

How does Check Cashing Verification Service work?
When accepting a check, merchants use a check reader/imager connected to a standard telephone line. A simple “accept “ or “decline” is given in as little as 8 to 10 seconds. Our optional Check Cashing Deposit service will send this check amount to your bank account.

Inquire NOW about Check Cashing Verification

Who else uses our and Check Cashing Verification for check cashing?
SCAN/Certegy is used by more businesses than any other check verification service, and the largest check cashier in the U.S., Wal-Mart, uses Payroll Check Verification to research payroll checks before handing over cash. Other companies that use SCAN/Certegy for check processing services include Safeway Grocery, 711 Convenience Stores, Albertson Supermarket, Advance America Check Cashing, Piggly Wiggly Supermarket, Harris Teeter Grocery.

What options do I have if a check is returned by my bank un-paid?
For returned checks, you can have on retainer an aggressive check cashier collection service that will do what is necessary to recover your loss. 

Do you have a check cashing guarantee service?
Yes we do! For merchants that need more "peace of mind" when cashing checks, our Check Cashing Guarantee service we will reimburse your un-paid check within 14 days.

What are the fees for Check Cashing Verification or Guarantee?
Because our check services are offered to a wide range for businesses from small money services businesses to Fortune 500 companies, we have fee schedules and plans customized for each business type profile. Our representative will be able to design a plan to fit your business needs.

How do I get more information on Check Cashing Services?
For more information please contact us to discuss your business needs. We will then email or fax you the necessary agreements for you to review. You can contact us via telephone Monday - Friday 9am to 5pm EST at 1-888-857-9154 or by sending us an online request to contact you.

Inquire NOW about Check Cashing Verification

© Copyright 2009. American Credit House, Inc. All Rights Reserved.