Payroll Guarantee + Deposit

Below are links to our other check cashing services

“Peace of Mind” with Payroll Guarantee
Convenience of Check 21 Bank Deposit
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CASH-It Direct® is a multi-database proprietary service that provides new and existing check cashiers the ability to subscribe and use payroll check verification, payroll check guarantee and payroll check 21 deposit to merchant’s bank account, all from one efficient and reliable source. All data is stored on our online database for easy retrievals for management reports or for local, state or federal check cashing audits.Check cashing merchants using CASH-It Direct service has many options available when processing a check. To view 6 minute video click following link English Video or Spanish Video.

VERIFICATION-GUARANTEE-DEPOSITS

salesoptionMany options all on one service - Check cashing merchants using CASH-It Direct service has many options available when processing a check.  The merchant may choose to use CHECK VERIFICATION service – this service researches national check databases and reports any negative information about the check.  CHECK VERIFICATION + DEPOSIT will research check information plus deposit the check amount to merchant’s bank account. For maximum check protection, CHECK GUARANTEE + DEPOSIT will guarantee payment of the check and deposit check amount to merchant’s bank account. For merchants that just need to record check transaction information without any other options, the CHECK RECORD service is also available. Merchant can design CASH-It Direct service to include one or all of the available services. To view 6 minute video click following link English Video or Spanish Video.

DETAILED CHECK TRANSACTION DATA

Detailed check transaction data – After the merchant selects the service to use to process the check, the check is inserted into the duplex check imager connected to merchant’s PC. The imager will capture the front and back image of the check and read the MICR data from the check. The routing number, checking account number and check number is automatically populated into the required data fields. The merchant will then key in the amount of check and customer information such as name, address drivers license information etc. Merchants can customize which data fields are required. Customer’s information and check information are transmitted to central host server. The host server uses multiple databases to calculate loss prevention risk (check verification) and then process the check accordingly. If deposit service was selected, the check amount is deposited to merchant’s checking account. To view 6 minute video click following link English Video or Spanish Video.tximage
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DETAILED CHECK TRANSACTION REPORTS

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Detailed check report data – Merchant can select from the reporting menu, a list of many reporting options. The most popular reporting option is the MERCHANT TRANSACTION report. This report will allow merchant to create a report by transaction dates. Merchant can choose to create reports for checks processed yesterday, last week, last month, last six months, or from any date starting from first check processing date to recent date. Report will show check transaction date, check account information, check customer information, and even show check images. The report can be exported to EXCEL file format or PDF format. All check data is stored on our online servers and not on local PC. The advantage to online reporting is that merchants can run these reports at present store location or from any PC with online access, username and password. Other benefits to online data storage is that no data is lost or compromised if merchant’s PC crashes or is stolen. The check services dashboard shows a visual summary of check cashing activity for the most recent 12 and 24 months. This is great tool for the merchant to compare last year’s check activity and also to project next month’s check activity. To view 6 minute video click following link English Video or Spanish Video.
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QUICK AND EASY SET-UP

Quick and easy set-up – Establishing and using the CASH-It Direct service at merchant’s location could not be any simpler. A duplex check imager capable of imaging the checks front and back in one pass is connected to merchant’s PC using an available USB or serial port. PC (PC provided by merchant) must have Microsoft Windows operating system and have high speed internet access. New merchants will be provided with their own CASH-It Direct username and password to login to the service and begin processing checks within minutes of connecting the imager to their PC. To view 6 minute video click following link English Video or Spanish Video.rdm
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WHO WE ARE

American Credit House, Inc., in existence since 1996, specialize in establishing affordable check services for retail and money services businesses (MSBs). We can also establish for your business electronic payment systems such as Electronic Funds Transfer (EFT), Check 21, ACH Debits and ACH Credits, Checks by Telephone, Checks via the Internet, Check Guarantee, Check Verification, Check Conversion and Check Truncation for US Domestic Business, Canadian Business or International Business.


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TALK WITH ONE OUR EXPERTS NOW…..CALL  1-888-857-9154
Monday - Friday 9am to 5pm EST

American Credit House, Inc
Atlanta, Georgia, USA
Phone: 678-565-0482
Toll Free: 1-888-857-9154

© Copyright 2012. American Credit House, Inc. All Rights Reserved.